John J. Boyd & Associates, Inc. is an insurance and financial services firm in Utica, Michigan dedicated to insuring your financial future.

How can we help you?

Apply for group or individual insurance online!

With the launch of our new web site, we are introducing the ability to apply for group or individual insurance coverage online. Choose an application type below to get started:

Provider Directories

Attention Utica Drivers
ATTENTION
Utica Bus Drivers!

click here for instant health insurance rates.
 

HSA Contributions

The best way to benefit from the unique tax advantages and savings opportunities associated with an HSA is to make the full, pre-tax or tax-deductible contribution each year.

HSA contributions can be made by individuals, employers, or both. The maximum allowable contribution is determined by the U.S. Treasury Department and adjusted annually.
 
Individual Family
Minimum Annual Deductible
for 2011 and 2012
$1,200 $2,400
Maximum Out-of-Pocket
Expenses for 2011*
$5,950 $11,900
Maximum Out-of-Pocket
Expenses for 2012*
$6,050 $12,100

 
2011 2012
Contribution Limit - Individual $3,050 $3,100
Contribution Limit - Family $6,150 $6,250

*includes deductibles, co-payments, etc., but not premiums.

Contribution FAQs

HSA Online Enrollment

HSA Elgible Expenses

John J. Boyd & Associates Celetrates Their 25 Year Serving Clients
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Medicare Website