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Individual Insurance Services from John J. Boyd and Associates – Utica, Michigan (Macomb County)

Individual insurance experts will work with you to understand your needs and help you select the best available plan.

Individual insurance services from John J. Boyd and Associates – Utica, Michigan (Macomb County). As an independent insurance agency, we’ve helped thousands of individuals decide on health and personal accident insurance coverage that fits their specific needs.

Why do you need HEALTH INSURANCE?

With the Affordable Care Act mandating that most Americans purchase health insurance, some people – especially those who are young or healthy – are questioning why they need coverage at all. Like auto insurance, health insurance is a service you pay for but hope you will never need.


Long-term disability (LTD for short) is a relatively straightforward product that does what it says: it protects you during lengthy periods of disability when you’re unable to work. It’s often described as income replacement insurance, because during the disability period when you’re not getting a paycheck.

Insurance can seem complicated and overwhelming. Contact John J Boyd and Associates at (586) 314-3400 and a member of our team will assist you.

John J. Boyd and Associates is an independent insurance agent located in Utica, Michigan (Macomb County). We represent many different insurance carriers. That means we work for you, not any one insurance company. Get your FREE QUOTE today, or request a consultation. For questions, please call our office at 586-314-3400 and a member of our staff will assist you.