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Life Insurance

Choose John J. Boyd to help you understand your life insurance options so you can select the coverage that best fits your needs.

Why Do You Need Life Insurance? One question to ask yourself when contemplating life insurance is this: Will someone in my life be adversely effected (from a financial standpoint) by my untimely death?

  • If You Were To Die Tomorrow, Who Would Assume Your Debt? If you own a home, a business, or have personal liabilities, someone else will become responsible for those liabilities (generally your next of kin). Therefore, your spouse, your parents or your siblings could end up having to pay your debts after the good Lord takes you.
  • Do You Have Children? Guess what? If you have kids and you don’t have life insurance, you may have put your entire family at risk. I know that seems a bit harsh but it is a potential reality. Enough said on that.
  • Are You A Business Owner? What would happen to your business if something were to happen to you? Do you have a succession plan? If you a business owner and do not have a succession plan, speak to a financial advisor to get you on track to help you create one. This could mean purchasing some type of insurance product and creating some documents determining who would inherit your business and its assets and liabilities.

Compare Individual Life Insurance Plans

It’s important to shop and compare the various options offered by different life insurance plans. At John J. Boyd and Associates, our goal is to provide you with the most coverage and the best rates.

You have options when shopping for individual life insurance plans. If you need help deciding which life insurance plan is good for you, our friendly, professional staff will make it as simple as possible.

Health Plan Options

  • PPO
  • HMO
  • HSA
  • STM
  • COBRA Alternatives

Like most things related to the financial planning, life insurance can seem complicated and overwhelming. Contact John J Boyd at (586) 314-3400 and a member of our team will assist you.